Payment Plans For Purchasing Dog? - Page 2

I have been fine so far accepting payments on a few pups I hadn't planned to sell. Not one person has burned me yet. It could be that I am pretty outspoken and the dog world is small, so they know better. It could also be that this was an EXCELLENT litter, so they really, really want the papers and of course they won't get them until they're paid in full. A couple have already committed to pups from a future litter as well, so naturally they don't want to piss me off until after they get their second pup. Whatever the reasons, I have had no problems yet. I do think the quality of the dog makes a huge difference. If it's a run of the mill pet, you're more likely to get someone who doesn't care about papers, etc. W/the dogs I sold on payment plans, they went to pretty serious working homes who don't want to make a bad name for themselves in the tiny world of working dogs. JMO.

i will do payment plans, but they dont get the dog till its fully payed.
this way you know you will get your money , plus they must have it payed within 6 months.
now my pups are not that  much, so it should not take that long.

Liesters
Just the way i feel about it, I do not buy anything i cannot pay for, certainly for live stock of any kind. If you cannot afford to buy a Puppy out right then you will not afford the Vaccs, The vets bills or feed bills and housing which go along with it
However we are not all the same but my thoughts on it, that is not for me if i were buying or selling, money up front and the buyer checked thoughly, but first instincts go a long way when you meet the person, however since i have never bred from a dog in 60 years of keeping them i cannot see it starting now
Steve1 

The trouble with a private arrangement payment plan for livestock is, no matter how tight a contract you draw up, covering loss, return, resale, death or unsuitability for purpose (endless list), if it goes pear shaped the legal costs of enforcing it is likely to be higher than the original cost of the dog so you can lose out twice, plus since the people obviously do not have the money in the first place and you cannot get blood out of a stone, you don't stand much chance of ever getting your money or your legal costs.

Margaret N-J

Very true Margaret.

In my case, if it's a person that was considered a good friend, and the agreement was merely a bunch of messages on MSN and telephone discussions, there's not a lot you can do.

We all live and learn, and what doesn't kill you makes you stronger.  And satisfaction, can come in many forms!

to be honest i would not do this ,if i didnt have the money at hand to buy the dog ,i wouldnt  be going there ,if some one wants to buy a dog from you they should pay on the day of picking up , just my thoughts

sarah

Very similar to Molly.......
We have,  and would consider in the future.
We hold all paperwork until puppy/dog is paid off.  I am also thankful that we have not had any problems doing so......"knock on wood"......
Robin

I have a slightly different take on the subject... We have two GSD, the first one we got cost us $1200 and in less than a week of having her home we had a vet bill of $600 (in the end just a sensitive stomach, but you can never be too careful!), then there is food, vaccinations etc... anyways my point is; any dog is a huge financial commitment, we are by no means rolling in money, we just have plans in place so that we can look after them properly. I would just be concerned that someone needing a payment plan may have not considered the full extent of the cost involved in owning a dog.

I disagree; often, people who know the costs involved in having a dog are asking for a payment plan IN CASE any of these things come up. There are lots of people who live paycheck to paycheck, and will gladly fork over all the money up front, but what happens when the dog breaks his leg a month later? 

I would rather have someone take 6mos to pay me, and in the meantime, use the extra few hundred bucks a month to buy proper food for the pup.

I should note that the people I took payment plans from were not planning on buying a dog. I didn't take enough reservations on my litter b/c I didn't expect 9 from her first litter. The people who had reservations had the money. The ones who bought them spur of the moment did not. I would rather put a pup in the right home and wait for the money than get all the money immediately and always wonder what ever happened to that pup.

Twice in my life I've purchased a dog, and the breeder has allowed me to pay over time.  One breeder sent the dog with no $$ down at all, which shocked me... even shipped him Express with my paying the shipping @ my end.  She held the papers til he was paid for, but Peri and I got to spend those formative months together thanks to  her hunch that I was the "right one" for this dog.   The second time I paid most of the cost upfront, but had trouble making the follow up pmt, and was allowed to spread it out over several months, again with the breeder holding the papers til The dog was paid for, and again, the dog was able to spend those all important months with me learning what I expect and being socialized with things in my life.

As a former breeder I rarely extended the "pay on time" idea.  It was not standard practice, and more based on my hunch about the buyer than anything else.