Insurance, the GSD and the truth - Page 2

I personally wouldn't deal with any insurance who discriminates dogs by breed or size. 
I have always had State Farm, and they don't care what breed I have, how many I have and whether or not they have had bitework training. 

I also have State Farm and no breed restriction, but have also had Farmers in the past.  I believe both will descriminate by breed, pending on the State.  But unlike Nationwide, Allstate etc you can formally appeal a denial, so still a better choice in the grand scheme of things (Hence, bombarding them with paperwork on the dogs history). But really this hassle for us stems from insurance companies making up broad policies to deal with pitbull ownership.

http://www.statefarm.com/aboutus/_pressreleases/2011/its-not-the-breed-its-the-bite-ca.asp 

 http://www.insuranceyak.com/dogs-and-homeowners-insurance/ 

http://askville.amazon.com/Nationwide-Home-Insurance-problem-threatening-cancel-policy-pit-bull-dog-legal/AnswerViewer.do?requestId=77088849 

 

With insurance companies it's aways best to be truthfull, I don't want to give them any reason to deny a claim.

This thread reminds me of another issue with insurance.  Is a "Beware of Dog" sign a liability?  According to one of the articles I posted above, it is.

  First of all.....GSDADMIN>>>>>>>

  I have a  DASHBOARD !!!!!!  on firefox....WHAT DID OLI DO??

  I did nothing on this end........

 Beetree:

  I hate to BURST your BUBBLE>...but it is not her decission...just because she said nothing..THE UNDERWRITERS at Insurance  Headquarters have the say so...SHE submits it.. I would never allow any insurance agent to take pics of any of my dogs....period..no need..
Invasion of my privacy..

AND I certainly would not answer any questions like  IS HE PUrebREED??

SO with that in mind, just get ready to look to State Farm or some other company if needed.

THE word German Shepherd is   DOG alert and dog of Agression and DOG with danger to all insurance companies  but a very few.

LET us know,,,but just do not ever interview your dog to any insurance com.. DOG took a day off and is at grandmas...AND no it is not trained nor ever put a sign up for any insurance agent to see that says 


BEWARE OF DOG!!
IT is not about not telling the truth , it is being  Smart enough to not tell your business AND  not matter how nice your agent may seem ,he is not in control..I learned by many years of a business owner, home owner, car owner , that Insurance wants your money asap...but they do not always give you back WHAT You thought you paid for, nor will they STAND up for  you , if HOME underwriters put a FAT      ....NO  on the application.

Yr

I have three BEWARE of DOG signs, oh wait, make that two, I think one finally fell off or rotted away... we'd put them up for our crazy brindle rescue, originally, who had no problem biting people who had the audacity to walk in front of our property. I do believe it was a suggestion by the police, even...can't remember exactly, it was a while back.

And dear Ibrahim, you gave me such a laugh at your suggestion of "(PDBMember) or rather, Man of the Month". I love the idea! The fact you nominated Ninja as the first recipiient still leaves my eyes streaming with tears of laughter. 

Ninja, what can I say your reply was ... pure Ninja! LOLOLOL

YR: I guess I just have to hope that her not taking the picture was a good sign.........too late for me now! I'll let you know what happens. 

Sable german shepherds i get hes german shepherd and what? or omg its a coyote or a hybrid XD the general public is amazing. my insurance company loves my dogs my agent will come over and sit down to get showered by shepherd love. XD

New member here but the truth is the only way to go.  I do insurance and while some companies do limit breeds you are so much better of being honest.  God forbit there is a claim later relating to the dog or anything else they could come back and deny coverage based on fraud or misrepresentation.  If your agent deals with multiple companies I would think that they know where to put you but I would make sure that somewhere on that application for insurance it says the number and breeds of the dogs in the house. CYA all the way.

My insurance company asked if i had dogs.... I said yes 2 German Shepherds... his response "Good you have a nice secure set up there that brings your monthly payments down a little more.

Well, I am happy to update for the curious.  I think I escaped an unexpected increase, or worse, the dreaded "cancelation". The check cleared. And weeks later, no notices about increases. I think my GSD did a good job being charming, and properly alarming, all in one.